Mortgagesphysician.com [2022]

What is Servicing in Real Estate

What is servicing in real estate? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

Actived: 5 days ago

URL: https://www.mortgagesphysician.com/servicing/

What is a Real-Estate-Owned Home (REO)

(2 days ago) Homes that have been foreclosed by lenders and banks are called Real-Estate-Owned (REO) homes. Lenders and banks with REOs may hold off on releasing some properties that might result in a loss, or they will list them into the MLS through an agent, usually at a low price. When interested in a REO, these tips can help: The REO listing can result

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What is Residential Trust Property

(2 days ago) What is residential trust property? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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What is a Procuring Cause in real estate

(1 days ago) The interaction between seller or buyer and a real estate agent resulting in the sale or purchase of property and merit of commission for the agent is called procuring cause. A procuring cause dispute may occur when a buyer or seller has interacted with many real estate agents to purchase or sell a home, and sometimes more than one agent claims

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How are Averages used in real estate

(4 days ago) How are “averages” used in real estate? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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What is a Survey in real estate

(2 days ago) A survey relates to real estate where a property is measured to locate (determine) a property’s boundary lines after making an offer to purchase a home. The surveyor locates and measures the exact amount of land to be purchased, and also any easements or encroachments on the property. These are to be noted on the home’s chain of title.

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What does Addendum mean in real estate

(4 days ago) Buyers sometimes encounter an “as-is” addendum, particularly when buying a home owned by a bank; this is called a real-estate-owned (REO) addendum. It requires the buyer to purchase the home in its current condition, and that the bank won’t pay if home repairs are discovered during an inspection.

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What is Mutual Acceptance in real estate

(3 days ago) What is Mutual Acceptance in real estate? Mutual Acceptance. Definition of mutual acceptance. The point at which the seller and buyer reach agreement on price and terms and enter into a binding contract is called mutual acceptance. The signing of the Purchase and Sale Agreement, in most states, is signed at ‘mutual acceptance.’

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What does Fiduciary mean in real estate

(5 days ago) Definition of Fiduciary. Fiduciary is the legal relationship between parties that allows one party to act in the best interests of another or an entity with confidence of loyalties, due care, good faith, and disclosure. In real estate, agents that sign agreements to represent clients …

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What is a Transaction Broker in real estate

(4 days ago) Definition of transaction broker. A transaction broker acts like a neutral resource in buying and selling, helping both parties in the transaction complete the sale. For example, the transaction broker is a third-party taking a ‘default role’ of an agent if there is no agency agreement signed between the …

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What is a Seller Disclosure in real estate

(3 days ago) A Seller Disclosure is the documentation of known issues and new projects or remodels a seller completed, and provided for a buyer at or within a specified number of days following the mutual acceptance. The buyer, in turn, has a specified number of days to review the disclosure. In many instances, the buyer can review a copy of the disclosure

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What is a Legal Description

(3 days ago) What is a legal description? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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What is an Assessor Parcel Number (APN)

(2 days ago) The Assessor Parcel Number (APN), assigned to each land parcel by a county tax assessor, is the unique number for each parcel. Depending on a home’s location, the APN is based on formatting codes. APNs are used by the local government to identify and track land ownership, particularly for the purpose of property taxes.

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What is a Price Adjustment in real estate

(2 days ago) A price adjustment is sometimes used when an appraiser or real estate agent is conducting a comparative market analysis to determine a home’s current market value. Price adjustments take into account differences between the home of interest and comparable homes. A buyer or seller, too, can calculate price adjustments when determining the sale

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COVID-19 and the Mortgage Market Will One Disaster Lead

(8 days ago) The entire real estate market is built on investors buying mortgages and people buying homes (and mortgages). In recent years, low interest rates have fueled an active real estate market in most places in the United States. Home values become unbalanced, skewed so that the values were unreasonable and not a true picture of what the properties

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Mortgage, Real Estate Glossary Definitions and Terms

(5 days ago) Mortgage Real Estate Glossary. View our helpful glossary of mortgage, real estate terms and definitions. Get started. A

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What is a Sale-to-List Ratio in real estate

(4 days ago) What is a sale-to-list ratio in real estate? Use our extensive real estate terms glossary to get definitions that may pertain to you.

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What is the meaning of Maturity in Real Estate

(4 days ago) What is the meaning of maturity in real estate? Use our extensive mortgage terms glossary to get definitions that may pertain to you.

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Current Mortgage Rates Today Refinance, Jumbo, Fixed

(Just Now) Location—State, County, City: Real estate markets (and mortgage rates) vary across the country and mortgage rates reflect them. In some areas, the economy is more volatile and there is an increased rate of foreclosures. Where the risk is higher, rates will likely be higher. Alternatively, in states where foreclosures are low, lenders offer

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What is a Superior Court

(Just Now) What is a superior court? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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What does Expired mean in real estate

(3 days ago) What does Expired mean in real estate? Expired. Definition of Expired. The listing agreement in which a homeowner signs a contract to sell a home always includes a set expiration date. The listing expires with the passing of the date without the property having been sold if the contract is not renewed. Likewise, a potential buyer includes an

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What is an Excise Tax in real estate

(6 days ago) An excise tax, paid by the seller to the escrow agent or attorney who is responsible for closing escrow, is a tax on transfer of ownership of property from a seller to a buyer. The tax is due at closing, and then paid to the government. Excise taxes are paid for other goods, as well; in the realm of real estate, the tax is sometimes called a

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Physician Mortgage Question: Should I Buy a Home During

(Just Now) If you are purchasing a home in another city or state, do you have a real estate agent assisting you in the process? Are you prepared to furnish your home—purchasing furniture, moving in, and generally making the new purchase YOURS?

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TIAA Bank Physician Mortgage Loans Tips to Making a

(Just Now) However, pricing real estate is a complicated matter, and the last thing you want to happen is for the seller to reject your offer and walk away; or, make an over-priced offer when you could have spent less on the house. The right home at the right price—keys to making a fair offer.

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Chase Bank Physician Mortgage Loans Low Down Payment

(1 days ago) Real estate closings are often held at the title company’s office, but it can also be held at the lender or real estate agent’s office. Your real estate agent and lender often appear and usually an agent for the title company (an escrow or closing agent) will appear, along with the sellers.

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What does Exclusive Right mean in real estate

(1 days ago) What does Exclusive Right mean in real estate? Exclusive Right. Definition of Exclusive Right. Exclusive Right is the most common type of listing agreement between the seller and listing agent, giving the listing agent absolute exclusive right to receive a commission regardless of who finds the buyer. In contrast, with “exclusive agency

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Citibank Physician Mortgage Loans Big bank or mortgage

(9 days ago) Working together with your real estate agent, lenders, and other financial professionals, mortgage brokers bridge the gap and simplify the home buying process. A licensed and regulated financial professional, a mortgage broker bridges the gap between borrower and lender, taking some of the legwork off of your plate; and unless you have a close

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What is Power of Sale

(9 days ago) What is power of sale? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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What is a Second Mortgage

(1 days ago) What is a second mortgage? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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Regions Bank Physician Mortgage Loans Getting a Doctor

(3 days ago) Regions Bank’s doctor mortgage program offers a full slate of benefits for doctors looking for a home. In addition, Regions offers financial services not commonly seen in banks of this size, including payroll solutions, real estate banking, and investing services.

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What is the Remaining Balance

(3 days ago) What is the remaining balance? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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What is a Notice of Sale

(Just Now) What is a notice of sale? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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What is a Partial Payment

(1 days ago) What is a partial payment? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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Purchase Contact Form Pre-Approval, Purchases

(7 days ago) Select Single Family Condo Townhouse Multi-family. Your Credit Profile. Select 740-850 720-739 700-719 680-699. Purchase Time Frame. Select Immediately: Signed a Purchase Agreement ASAP: Found a House/Offer Pending Within 30 Days 2-3 Months 3-6 Months 6+ Months No Time Frame, Researching Options. Property Use.

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What is a Non-Judicial Foreclosure

(Just Now) What is a non-judicial foreclosure? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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Fulton Mortgage Company Physician Mortgage Loans The Pre

(4 days ago) By gathering and submitting your financial information for pre-approval, you will reduce the amount of time spent once you have chosen your property. Additional benefits include: Giving your real estate agent clear parameters for potential properties. Spend your valuable time looking at …

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What is an Absorption Rate

(1 days ago) In real estate, an absorption rate defines the rate at which homes in a specific market sell over time, a month is typical. The rate can be calculated by dividing the number of homes sold over the specific time period by the number of homes still for sale.

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What is a Remaining Term

(Just Now) What is a remaining term? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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What is an Estoppel Certificate

(6 days ago) An estoppel certificate is a signed statement of facts used in mortgage negotiations that cannot be contradicted by the signer later on. The certificate establishes facts and financial obligations regarding lease agreements. For example, outstanding amounts due which could affect the settlement of a loan. Any assessments and payments that are

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What is Earnest Money

(9 days ago) What is earnest money? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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What is a Security Agreement

(4 days ago) What is a security agreement? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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What is a Reverse Mortgage

(2 days ago) What is a reverse mortgage? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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What is Liability Insurance

(5 days ago) What is liability insurance? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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What is a Self-Represented Buyer

(8 days ago) Definition of self-represented buyer. Sometimes a listing agent is a lone real estate agent who is involved in the sale and purchase of a home. This occurs in certain markets where a buyer chooses to waive representation by any buyer’s agent. The buyer essentially represents herself, sometimes enlisting assistance from an attorney.

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What is a Security Deed

(9 days ago) What is a security deed? Use our extensive real estate and mortgage terms glossary to get definitions that may pertain to you.

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