Ag.state.mn.us [2021]

Home Buyer's Handbook The Office of Attorney General

Real Estate Settlement Procedures Act (RESPA) RESPA is a federal law regulating a lender’s closing or settlement practices. It requires that lenders make disclosures and treat you fairly by: Giving you a copy of the Consumer Financial Protection Bureau’s booklet, “Your Home Loan Toolkit,” within three days after you apply for a loan.

Actived: 2 days ago

URL: https://www.ag.state.mn.us/Consumer/Handbooks/HmBuyers/CH8.asp

Home Buyer's Handbook The Office of Attorney General

(2 days ago) The fees you pay to your real estate agent are often included in the purchase price of the home. An agent who lists a home for sale usually shares the agreed upon commission with the agent who brings in a buyer for the house. The commissions are usually a percentage of the sale price of the home. Because these commission amounts depend on the

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Home Buyer's Handbook The Office of Attorney General

(6 days ago) Real Estate Agency Disclosures; Explanation of Closing Costs; Glossary of Terms; Referral Guide; Related Posts: Home Building and Remodeling. If you are planning to build or have work done on your home, take a moment to first read this handbook. This handbook will give you guidelines for selecting a contractor and writing a home improvement

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Home Sellers Handbook The Office of Attorney General

(7 days ago) Home Building and Remodeling. If you are planning to build or have work done on your home, take a moment to first read this handbook. This handbook will give you guidelines for selecting a contractor and writing a home improvement contract, as well as highlight Minnesota’s mechanic's lien law.

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Where Do You Want to Live

(2 days ago) The county assessor’s office or a real estate agent who knows the neighborhood should have the answer. Here’s a list of good questions to ask yourself: Is the Traffic Heavy? If you want privacy, have children, or just don’t like noise, you’ll want to know if the street where you may live is busy with traffic. While a street may seem

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STATUTORY SHORT FORM POWER OF ATTORNEY …

(9 days ago) ____ (A) real property transactions; I choose to limit this power to real property in _____ County, Minnesota, described as follows: (Use legal description. during my lifetime, and a final accounting to the personal representative of my estate, if any is appointed, after my death.

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Conservatorship and Guardianship

(1 days ago) However, the conservator must seek court approval for transactions such as the purchase or sale of real property, gifting of assets, or engaging in estate planning for the protected person. A guardian is appointed to perform duties related to personal care, custody, and control.

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Mortgage Fact Sheet The Office of Attorney General Keith

(Just Now) Many people are struggling with real estate and mortgage problems. This Fact Sheet provides basic information about mortgage modifications and other potential available relief for homeowners.

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Thinking About Buying a Home

(2 days ago) Market value of any real estate. Vested interest in a pension or other retirement plan. Automobiles (include years, makes, and estimated values). Furniture and personal property value estimate. Other assets and their value (include cash value of whole life insurance). Alimony and child support payments that you receive. If you are self-employed:

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Home Building and Remodeling The Office of Attorney

(4 days ago) This type of lawsuit is called an action to determine “adverse claims” in real estate. An action to determine adverse claims on your property may be necessary if you want to have the validity of a mechanic’s lien determined before the one-year deadline. For example, this may be necessary if you want to sell your home before the one year

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Home Sellers Handbook

(3 days ago) sell, you can always hire a real estate agent later. Pros and Cons of Being a FSBO (“For Sale By Owner”) The number one reason to sell your home without an agent’s help is to avoid paying a real estate commission. In Minnesota, real estate commissions run as high as seven percent of the home’s sale price, although you may be

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Home Building and Remodeling The Office of Attorney

(4 days ago) Residential Building Contractor: A person or company in the business of building residential real estate, or of contracting or offering to contract with an owner to build residential real estate, by providing two or more “special skills” (See Minn. Stat. § 326B.802, subds. 11 & 15). Residential building contractors must have a license to

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Contract Cooling-Off Periods The Office of Attorney

(9 days ago) It also does not cover transactions for less than $25, the sale of insurance or real estate, and sales conducted at public auction or at a merchant’s normal place of business, like a retail store. Life Insurance Policies. Under Minnesota law, you have a ten day “free look” period to inspect life insurance policies. If you return a life

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Real Estate Deed Solicitation Scams

(1 days ago) by which real property was bought and sold. Today, buying or selling a home requires transferring title with a deed and then recording it in the real estate records of the county in which the property is located. The original deed is returned to the buyer for safe keeping. If the deed is ever lost or misplaced, you can obtain a copy of the deed

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Publications The Office of Attorney General Keith Ellison

(Just Now) Publications | The Office of Attorney General Keith Ellison. In an effort to do our part to help all Minnesotans stay healthy, we are asking everyone who would like to request a paper copy of one of our publications to please be patient. We are temporarily suspending the mailing of physical publications. Once the COVID-19 crisis is over, we

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Probate and Planning Handbook

(2 days ago) establishing trusts, life insurance policies with named beneficiaries, or joint property interests such as real estate or bank accounts. A will is necessary if you want to leave property to a friend or a charity, to give certain items to certain people, or to leave someone out who would otherwise inherit from you.

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Keeping up Appearances

(3 days ago) Office of Minnesota Attorney General Keith Ellison. 445 Minnesota Street, Suite 1400. St. Paul, MN 55101. (651) 296-3353 (Twin Cities Calling Area)

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Timeshare Resale Scams The Office of Attorney General

(3 days ago) Timeshare resale scam artists call sellers of timeshares, posing as a reseller or real estate agent. The scam artist claims to have a buyer for the timeshare or guarantees he can sell the timeshare for a good price. Scam artists go to great lengths to appear credible. They use the names, addresses, and phone numbers of reputable businesses

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Military Service Members Relief The Office of Attorney

(4 days ago) Real Estate Leases The Act also protects a servicemember and his or her dependents from being evicted by a landlord while the servicemember is on active duty. If monthly rent does not exceed a set maximum—which varies with inflation each year, and is $3,716 in 2018—no eviction may occur during your period of active duty service without an

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Conservatorship, Guardianship and Power of Attorney

(1 days ago) Buy, sell, maintain, mortgage, or pay taxes on real estate and other property; Manage benefits from Social Security, Medicare, or other government programs, or civil or military service; Invest your money in stocks, bonds, and mutual funds;

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Timeshare Resale Scams

(4 days ago) posing as a reseller or real estate agent. The scam artist claims to have a buyer for the timeshare or guarantees he can sell the timeshare for a good price. Scam artists go to great lengths to appear credible. They use the names, addresses, and phone numbers of reputable businesses, create elaborate websites and official-looking

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May 19, 2021 Office of Attorney General Keith Ellison

(3 days ago) May 19, 2021 (SAINT PAUL) — Minnesota Attorney General Keith Ellison announced today that his office has resolved an enforcement action against a landlord who forced her tenants out of their home in violation of Executive Order 20-79, which protects tenants from eviction during the COVID-19 peacetime emergency.

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February 17, 2021 Office of Attorney General Keith Ellison

(3 days ago) She hired a real estate agent to sell her townhome and directed the agent to tell her tenants that they needed to vacate within days so she could put it on the market. Concerned they were being kicked out of their home during a global pandemic, her tenants reported Wentzlaff to the Attorney General’s Office.

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Don't Throw Your Retirement Savings Down the Drain The

(Just Now) Other promoters encourage people to put their money into an “investment pool,” which will then collectively invest a group of people’s “pooled” money in a particular venture, such as a real estate project, an energy project, a mine, a movie production, or a gold coin enterprise.

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